| Rudy Flores · (619) 392-6714 · Personal Real Estate Liaison, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
SAN DIEGO OFF-MARKET REAL ESTATE
Home Tools

Mortgage Payment Calculator

See your real monthly payment: principal, interest, taxes, insurance and HOA in one number.

HOME TOOLS · SEPTEMBER 2026

Type in a price and see your full monthly payment, plus what a different rate would do. The rate below starts at the current national average and you can change anything.

Prefilled with the Freddie Mac average for the week of Sep 24, 2026.
California’s base rate is 1% plus local charges, so about 1.1% to 1.25% is typical.
Percent of the home price. Your quote will be exact.
Only applies with less than 20% down.

Want this as a personal plan?

Send this estimate to Rudy and he will follow up with a personalized version, no pressure.

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Rodrigo Ballon with CrossCountry Mortgage, at 858-735-0255. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

Estimates for planning. Taxes, insurance and rates vary by property and lender. Nothing here is a loan offer, a rate quote, tax or legal advice. Rates shown come from public data and change often.

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Rudy will walk through your estimate and what it means for your plans, with no pressure.

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